Stockverse Terms of Service

1. Acceptance of Terms

By accessing or using Stockverse (“the Platform”), you agree to comply with and be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use the Platform.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page, and your continued use of the Platform after any modifications constitute acceptance of the new Terms. It is your responsibility to review the Terms periodically.

3. Eligibility

You must be at least 18 years old to use the Platform. By using Stockverse, you confirm that you are at least 18 years of age and that you are legally able to enter into a binding contract.

4. No Sharing of Information

We respect your privacy and are committed to keeping your information secure. We do not share, sell, rent, or trade your personal information with any third parties. Any information collected through our services is used solely for the purpose of providing and improving those services. We do not disclose your information to outside parties under any circumstances, except as required by law.

5. Account Registration and Security

  1. You may be required to create an account to access certain features of the Platform. You must provide accurate, current, and complete information during the registration process and keep your account information up to date.
  2. You are responsible for safeguarding your account credentials and for any activities or actions under your account. You must notify us immediately if you suspect any unauthorized use of your account.

6. Subscription Refunds

  1. Monthly Subscriptions: All monthly subscriptions are non-refundable once a payment has been processed. By subscribing to a monthly plan, you agree that the payment is final and non-refundable.
  2. Annual Subscriptions: Annual subscriptions are also non-refundable, except in cases where Stockverse fails to deliver the services outlined. We encourage you to try a monthly plan if you are unsure of your commitment.
  3. Trial Periods: If applicable, any free trials will convert to a paid subscription at the end of the trial period. Canceling before the trial ends will ensure you aren’t billed.

7. Cancellation Policy

  1. You may cancel your subscription at any time through your account settings. Cancellations will take effect at the end of your current billing period, and you will retain access to Stockverse services until that time.
  2. We do not offer partial refunds for cancellations made in the middle of a billing cycle.

8. Exceptional Circumstances

  1. Technical Issues: If you experience technical difficulties that prevent you from accessing Stockverse services, we may, at our discretion, offer a refund or account credit for the period affected, provided you notify us within [30 days].
  2. Service Disruptions: In rare cases of extended service disruptions (lasting 24 hours or more), we may issue partial refunds or credits to affected users.

9. How to Request a Refund

  1. If you believe you qualify for a refund based on the conditions outlined in this policy, please contact our support team at support@stockverse.com with your account details and reason for the refund request.
  2. Refund requests are reviewed on a case-by-case basis, and we aim to respond within [5-7 business days].

10. Changes to This Policy

  1. Stockverse reserves the right to update or modify this Refund Policy at any time. We will notify you of significant changes through email or our website, and the updated policy will take effect immediately upon posting.

11. Content Disclaimer and Investment Advice

  1. The content and information provided on the Platform are for informational purposes only and should not be considered as financial advice, investment advice, or recommendations.
  2. Stockverse does not guarantee the accuracy, completeness, or timeliness of any content or information on the Platform. You acknowledge that any reliance on such content or information is at your own risk.

12. No Financial or Investment Advice

  1. Stockverse is not a registered broker-dealer, investment advisor, or financial planner. Any information available on the Platform is general and should not be construed as professional financial advice.
  2. You should always conduct your own research and seek professional advice before making any investment decisions.

13. User Conduct

  1. You agree not to engage in any behavior that is abusive, threatening, defamatory, fraudulent, or otherwise inappropriate.
  2. You should always conduct your own research and seek professional advice before making any investment decisions.

14. Privacy Policy

Your use of the Platform is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using Stockverse, you consent to the data practices described in the Privacy Policy.

15. Intellectual Property

  1. All content on the Platform, including but not limited to text, graphics, logos, and software, is the property of Stockverse and is protected by copyright, trademark, and other laws.
  2. You may not use any content from the Platform for commercial purposes without obtaining prior written consent from Stockverse.

16. Termination

We may terminate or suspend your access to the Platform at any time, with or without cause or notice, and without liability to you. Upon termination, all provisions of the Terms that should survive termination will remain in effect.

17. Disclaimer of Warranties

The Platform is provided on an “AS IS” and “AS AVAILABLE” basis. Stockverse disclaims all warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Platform will be secure, error-free, or available at all times.

18. Limitation of Liability

To the fullest extent permitted by law, Stockverse shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or related to your use of the Platform.

19. Indemnification

You agree to indemnify and hold Stockverse harmless from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of your use of the Platform, your violation of these Terms, or your violation of any third-party rights.

20. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of [Your Country/State]. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

21. Entire Agreement

These Terms, along with any policies referenced herein, constitute the entire agreement between you and Stockverse and supersede any prior agreements or understandings.

22. Contact Information

If you have any questions or concerns about these Terms or the Platform, please contact us at [Support@stockverse.com].

By using Stockverse, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.